There’s a lot of mortgage advice out there—some of it helpful, but a lot of it outdated, oversimplified, or just plain wrong. With the market constantly shifting and lending rules evolving, it’s easy for old myths to stick around long after they should’ve disappeared.  So, let’s break down "five of the most common mortgage myths" and what’s actually true today. Myth #1: You need 20% down to buy a home This one refuses to die.   In... [read more]