It's been years since you finished paying off your mortgage, so the letter in the mail from a bank saying you're in default and now owe money comes as a shock. Not only did you not take out another mortgage on your property, you've never even dealt with that bank before. Yet the documents you're presented with say otherwise. At this point, you realize you may have been the victim of fraud. The chances of that scenario playing out may seem far-fetched, but experts say... [read more]